Privacy Policy

1. Introduction

Momentum AI ("we," "our," or "us") operates the website momentumai.live and provides AI-powered career services. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or purchase our services. By using our services, you consent to the practices described in this policy.

2. Information We Collect

We collect the following categories of personal information:

• Identity Data: Full name, email address provided during order placement.
• Career Data: Resume content, LinkedIn profile URL, target job titles, and target industries that you voluntarily submit to receive our services.
• Payment Data: Payment is processed securely by Stripe. We do not store full credit card numbers, CVV codes, or card expiration dates. We retain only a Stripe payment reference ID and the transaction amount for order records.
• Usage Data: IP address, browser type, pages visited, time spent on pages, and referring URLs collected automatically via server logs and analytics.
• Cookie Data: Session cookies and preference cookies as described in Section 7 below.

3. How We Use Your Information

We use your personal information for the following purposes:

• To provide, operate, and deliver the AI Career Kit services you purchase.
• To process payments and send order confirmations.
• To generate your personalized resume, LinkedIn profile content, and outreach templates using AI.
• To send service-related communications, including delivery notifications and follow-up check-ins at 30, 60, and 90 days post-delivery.
• To improve our AI models, service quality, and website experience (using anonymized or aggregated data only).
• To comply with legal obligations and enforce our Terms of Use.

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA) or United Kingdom, our legal basis for processing your personal data is: (a) Contract performance — processing necessary to deliver the services you purchased; (b) Legitimate interests — improving our services and preventing fraud; and (c) Consent — for marketing communications and non-essential cookies, which you may withdraw at any time.

5. Sharing Your Information

We do not sell your personal information. We may share it with:

• Stripe, Inc. — for secure payment processing. Stripe's privacy policy governs their handling of your payment data.
• AI Service Providers — anonymized career data may be processed by our AI infrastructure providers to generate your Career Kit content.
• Legal Authorities — when required by law, court order, or to protect the rights and safety of our users or the public.

6. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, typically for a period of 3 years following your last interaction with us. Career Kit content (resume, LinkedIn, outreach templates) is retained to enable revisions and follow-up services. You may request deletion of your data at any time by contacting us at [email protected].

7. Cookies and Tracking Technologies

We use the following types of cookies:

• Strictly Necessary Cookies: Required for authentication, session management, and core site functionality. These cannot be disabled.
• Analytics Cookies: Used to understand how visitors interact with our website (e.g., pages visited, time on site). We use anonymized analytics data only.
• Preference Cookies: Remember your settings and preferences (e.g., cookie consent choice).

You can manage your cookie preferences via the cookie consent banner displayed on your first visit, or by adjusting your browser settings. Note that disabling strictly necessary cookies may impair site functionality.

8. Your Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal data we hold about you.
• Rectification: Request correction of inaccurate or incomplete data.
• Erasure ("Right to be Forgotten"): Request deletion of your personal data.
• Data Portability: Receive your data in a structured, machine-readable format.
• Opt-Out of Sale (CCPA): California residents have the right to opt out of the sale of personal information. We do not sell personal information.
• Non-Discrimination (CCPA): We will not discriminate against you for exercising your privacy rights.

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

9. Data Security

We implement industry-standard security measures including HTTPS encryption, secure database storage, and access controls to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

10. Children's Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a minor, please contact us immediately at [email protected].

11. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers, including Standard Contractual Clauses where required by applicable law.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last Updated" date at the top of this page and, where appropriate, by email. Your continued use of our services after any changes constitutes your acceptance of the updated policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at: